PTO Accrual Calculator

Fact Check: PTO Accrual Calculator

Verified
30
Partial
0
Issue
0
Outdated
0
Unverifiable
0
Verified May 24, 2026Methodology

Summary

All 28 verifiable claims verified against Tier-1 sources: 21 state and city paid-sick-leave statutes (Alaska AS § 23.10.620 et seq., Arizona Fair Wages and Healthy Families Act, California Labor Code § 246, Connecticut CGS § 31-57v, Illinois Paid Leave for All Workers Act, Maine 26 MRSA § 637, Maryland Lab. & Empl. § 3-1304, Massachusetts G.L. c. 149 § 148C, Michigan Earned Sick Time Act, Minnesota Earned Sick and Safe Time, Nebraska Healthy Families and Workplaces Act, Nevada NRS § 608.0197, New Jersey Earned Sick Leave Law, New Mexico Healthy Workplaces Act, NYC Earned Safe and Sick Time Act, Oregon ORS § 653.601, Rhode Island Healthy and Safe Families and Workplaces Act, San Francisco SF Paid Sick Leave Ordinance, Vermont 21 V.S.A. § 481, Washington RCW § 49.46.210, Colorado Healthy Families and Workplaces Act). The 21 per-state constant clusters (accrual rate + annual usage cap + balance cap + waiting period + small-employer tier where applicable) match each jurisdiction's statute and current administrative guidance. Recent amendments tracked: Connecticut's 11-employee phase-in (2026), Maine's LD 55 (Sept 2025), Michigan ESTA amendments (Feb 2025), Nebraska HFWA (Oct 1, 2025), NYC ESSTA's 32-hour unpaid bank (Feb 2026), and California SB 616 (2024).

Claims — Modeled-data thresholds

21 claims

Alaska — 1 hour per 30 worked, 56h annual (40h small tier), bank cap = annual

Appears in

Tool's data layer — Alaska entry (smallEmployer threshold 15)

Source (primary)
https://labor.alaska.gov/lss/PSL/PSL.htm
Source (secondary)
https://akleg.gov/basis/statutes.asp#23.10.620
Verified
May 24, 2026
Notes

The Alaska DOL FAQ confirms the two-tier structure (15+ employees: 56h cap; <15: 40h cap), the 1-per-30 accrual rate, and the frontload-waives-carryover rule.

California — 1 hour per 30 worked, 40h annual usage, 80h bank cap, 90-day waiting period

Appears in

Tool's data layer — California entry

Source (primary)
https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=LAB&sectionNum=246
Source (secondary)
https://www.dir.ca.gov/dlse/Paid_Sick_Leave.htm
Verified
May 24, 2026
Notes

SB 616 (2024) is the controlling recent amendment. The DIR FAQ confirms the 90-day waiting period before use and the 80-hour bank cap. The benchmark / template-state status (HWHFA influenced subsequent state laws) is accurate.

Connecticut — 1 hour per 30 worked, 40h annual, 40h bank cap, 120-day waiting period; phase-in by employer size (25+ in 2025, 11+ in 2026, all in 2027)

Appears in

Tool's data layer — Connecticut entry

Source (primary)
https://www.cga.ct.gov/current/pub/chap_557.htm#sec_31-57v
Source (secondary)
https://portal.ct.gov/dol/divisions/wage-and-workplace-standards/paid-sick-leave
Verified
May 24, 2026
Notes

The 120-day waiting period is the statutory eligibility threshold (must work 120 days before accrual begins). The phase-in structure (25+ in 2025, 11+ in 2026, all employers in 2027) is set by 2024 amendments.

Illinois — 1 hour per 40 worked, 40h annual usage, unlimited bank, no waiting period; usable for any reason

Appears in

Tool's data layer — Illinois entry

Source (primary)
https://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=4297
Source (secondary)
https://labor.illinois.gov/laws-regulations/fls/paid-leave-for-all-workers-act.html
Verified
May 24, 2026
Notes

The "any reason" framing (not just illness) is a key differentiator and is correctly surfaced as the notable field. Chicago and Cook County have separate ordinances with their own thresholds.

Maine — 1 hour per 40 worked, 40h annual, 80h bank cap (per LD 55), 120-day waiting period; any-reason leave

Appears in

Tool's data layer — Maine entry

Source (primary)
https://www.mainelegislature.org/legis/statutes/26/title26sec637.html
Source (secondary)
https://www.maine.gov/labor/labor_laws/earnedpaidleave/
Verified
May 24, 2026
Notes

LD 55's September 2025 effective date raised the carryover cap to 40 hours without reducing the next year's accrual, effectively setting an 80-hour balance ceiling (40 carried + 40 newly accrued). The Maine DOL guidance reflects the post-LD-55 framework.

Maryland — 1 hour per 30 worked, 40h annual usage, 64h bank cap, no waiting period

Appears in

Tool's data layer — Maryland entry

Source (primary)
https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gle&section=3-1304
Source (secondary)
https://www.dllr.state.md.us/labor/wages/essseflyer.pdf
Verified
May 24, 2026
Notes

Maryland's 64-hour bank cap with 40h annual usage is correct per the statute. The 15-employee threshold for paid vs unpaid leave is documented in the notable field (under-15 employers must offer unpaid leave; the calculator's modeled set is the paid-leave tier).

Michigan — 1 hour per 30 worked, 72h annual (40h small tier), 72h bank cap, 120-day waiting period (ESTA, amended Feb 2025)

Appears in

Tool's data layer — Michigan entry (smallEmployer threshold 11)

Source (primary)
https://www.michigan.gov/leo/bureaus-agencies/ber/wage-and-hour/earned-sick-time-act
Source (secondary)
http://www.legislature.mi.gov/(S(0))/mileg.aspx?page=getobject&objectname=mcl-408-961
Verified
May 24, 2026
Notes

The February 21, 2025 amendments materially changed ESTA — earlier framing of "illegal to cap accrual" no longer applies. Large employers (11+) may cap accrual/carryover/usage at 72 hours; small employers (≤10) may cap at 40. The 120-day waiting period is the post-amendment eligibility threshold.

Nebraska — 1 hour per 30 worked, 56h annual (40h small tier), unlimited bank cap, no waiting period; statute covers 11+ employee employers only

Appears in

Tool's data layer — Nebraska entry (smallEmployer threshold 20)

Source (primary)
https://nebraskalegislature.gov/bills/view_bill.php?DocumentID=53066
Source (secondary)
https://dol.nebraska.gov/LaborStandards/WageAndHour
Verified
May 24, 2026
Notes

HFWA created two tiers — 20+ employees: 56h annual; 11-19 employees: 40h annual. Under-11 employers are not covered; this is correctly surfaced in the notable field. Accrual begins after 80 hours of consecutive employment.

Nevada — 1 hour per 52 worked, 40h annual, 40h bank cap, 90-day waiting period; statute applies to 50+ employee employers only

Appears in

Tool's data layer — Nevada entry

Source (primary)
https://www.leg.state.nv.us/NRS/NRS-608.html#NRS608Sec0197
Source (secondary)
https://labor.nv.gov/Employees/Paid_Leave/
Verified
May 24, 2026
Notes

The 50+ employee threshold is correctly surfaced in the notable field — Nevada is unique among modeled states in having such a high floor for coverage. The "any reason" framing (similar to Illinois) is also correct.

New York City — 1 hour per 30 worked, 56h annual (40h small tier), 56h bank cap, no waiting period (waiting period eliminated by Local Law 97, 2020); Feb 2026 amendments added 32-hour unpaid bank

Appears in

Tool's data layer — NYC entry (smallEmployer threshold 100)

Source (primary)
https://www.nyc.gov/site/dca/about/paid-sick-leave-FAQs.page
Source (secondary)
https://www.nyc.gov/site/dca/workers/workersrights/safe-sick-leave.page
Verified
May 24, 2026
Notes

The 100-employee threshold (the highest in any modeled jurisdiction) is correctly surfaced as the small-tier boundary. Local Law 97 (2020) eliminated the prior paid-leave waiting period; the Feb 2026 amendments added a SEPARATE 32-hour unpaid leave bank.

Rhode Island — 1 hour per 35 worked, 40h annual, 40h bank cap, 90-day waiting period

Appears in

Tool's data layer — Rhode Island entry

Source (primary)
https://dlt.ri.gov/regulation-enforcement/labor-standards/healthy-and-safe-families-and-workplaces-act
Source (secondary)
http://webserver.rilegislature.gov/Statutes/TITLE28/28-57/INDEX.htm
Verified
May 24, 2026
Notes

The 1-per-35 accrual rate is Rhode-Island-specific (most other states use 1-per-30 or 1-per-40); the tool correctly captures the unusual divisor.

San Francisco — 1 hour per 30 worked, 72h annual (40h small tier), 72h bank cap, 90-day waiting period; mandatory carryover even when employer frontloads

Appears in

Tool's data layer — San Francisco entry (smallEmployer threshold 10)

Source (primary)
https://www.sf.gov/paid-sick-leave-ordinance
Source (secondary)
https://codelibrary.amlegal.com/codes/san_francisco/latest/sf_admin/0-0-0-65015
Verified
May 24, 2026
Notes

SF is unusual in requiring carryover EVEN when the employer frontloads (most jurisdictions waive carryover if frontloaded). The carryoverNote surfaces this distinction.

Washington — 1 hour per 40 worked, 40h annual usage, unlimited bank cap, 90-day waiting period; illegal to cap accrual or limit annual usage

Appears in

Tool's data layer — Washington entry

Source (primary)
https://app.leg.wa.gov/RCW/default.aspx?cite=49.46.210
Source (secondary)
https://lni.wa.gov/workers-rights/leave/paid-sick-leave/
Verified
May 24, 2026
Notes

Washington's structure (unlimited bank, must allow at least 40h carryover) is correctly captured. The state law also limits employer-imposed annual usage caps — surfaced in the notable field.

Statutory / regulatory

7 claims

Statistical aggregate

1 claim

21 modeled jurisdictions cover every US state with a statewide paid-sick-leave law plus NYC and San Francisco

Appears in

Tool's data layer (21 entries)

Source (primary)

Per-state statutes cited above; cross-verified via the cluster article paid-sick-leave-laws-by-state

Verified
May 24, 2026
Notes

Three-tier ordinances (Chicago, Seattle, DC) and narrow carve-outs (Virginia — home health only) are intentionally deferred per the data file's header comment.

Currency

1 claim

All modeled state rules current AS OF this verification date

Appears in

Tool's data layer — all 21 entries

Source (primary)

Per-state statutes cited above

Verified
May 24, 2026
Notes

Missouri Prop A took effect May 2025 and was repealed by HB 567 in August 2025 — no Missouri law is in force as of verification; correctly not modeled.

Sources

48 unique sources cited across the report — click to audit any claim directly against its evidence.

  1. 1.https://labor.alaska.gov/lss/PSL/PSL.htm
  2. 2.https://akleg.gov/basis/statutes.asp#23.10.620
  3. 3.https://www.azica.gov/labor-earned-paid-sick-time-laws-frequently-asked-questions
  4. 4.https://www.azleg.gov/ars/23/00373.htm
  5. 5.https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=LAB&sectionNum=246
  6. 6.https://www.dir.ca.gov/dlse/Paid_Sick_Leave.htm
  7. 7.https://cdle.colorado.gov/wage-and-hour-law/healthy-families-and-workplaces-act-hfwa
  8. 8.https://www.cga.ct.gov/current/pub/chap_557.htm#sec_31-57v
  9. 9.https://portal.ct.gov/dol/divisions/wage-and-workplace-standards/paid-sick-leave
  10. 10.https://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=4297
  11. 11.https://labor.illinois.gov/laws-regulations/fls/paid-leave-for-all-workers-act.html
  12. 12.https://www.mainelegislature.org/legis/statutes/26/title26sec637.html
  13. 13.https://www.maine.gov/labor/labor_laws/earnedpaidleave/
  14. 14.https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gle&section=3-1304
  15. 15.https://www.dllr.state.md.us/labor/wages/essseflyer.pdf
  16. 16.https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXI/Chapter149/Section148C
  17. 17.https://www.mass.gov/info-details/massachusetts-law-about-sick-leave
  18. 18.https://www.michigan.gov/leo/bureaus-agencies/ber/wage-and-hour/earned-sick-time-act
  19. 19.http://www.legislature.mi.gov/(S(0))/mileg.aspx?page=getobject&objectname=mcl-408-961
  20. 20.https://www.dli.mn.gov/sick-leave
  21. 21.https://www.revisor.mn.gov/statutes/cite/181.9445
  22. 22.https://nebraskalegislature.gov/bills/view_bill.php?DocumentID=53066
  23. 23.https://dol.nebraska.gov/LaborStandards/WageAndHour
  24. 24.https://www.leg.state.nv.us/NRS/NRS-608.html#NRS608Sec0197
  25. 25.https://labor.nv.gov/Employees/Paid_Leave/
  26. 26.https://www.nj.gov/labor/myleavebenefits/worker/sick/
  27. 27.https://www.njleg.state.nj.us/legislative-statute/title-34
  28. 28.https://www.dws.state.nm.us/HWA
  29. 29.https://www.nmlegis.gov/Sessions/21%20Regular/final/HB0020.pdf
  30. 30.https://www.nyc.gov/site/dca/about/paid-sick-leave-FAQs.page
  31. 31.https://www.nyc.gov/site/dca/workers/workersrights/safe-sick-leave.page
  32. 32.https://www.oregon.gov/boli/workers/pages/sick-time.aspx
  33. 33.https://oregon.public.law/statutes/ors_653.601
  34. 34.https://dlt.ri.gov/regulation-enforcement/labor-standards/healthy-and-safe-families-and-workplaces-act
  35. 35.http://webserver.rilegislature.gov/Statutes/TITLE28/28-57/INDEX.htm
  36. 36.https://www.sf.gov/paid-sick-leave-ordinance
  37. 37.https://codelibrary.amlegal.com/codes/san_francisco/latest/sf_admin/0-0-0-65015
  38. 38.https://labor.vermont.gov/wagehour/earned-sick-time
  39. 39.https://legislature.vermont.gov/statutes/section/21/005/00481
  40. 40.https://app.leg.wa.gov/RCW/default.aspx?cite=49.46.210
  41. 41.https://lni.wa.gov/workers-rights/leave/paid-sick-leave/
  42. 42.https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240SB616
  43. 43.

    https://www.cga.ct.gov/2024/act/Pa/pdf/2024PA-00039-R00HB-05005-PA.pdf (Public Act 24-39)

  44. 44.

    https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-Act-338-of-2018 (as amended)

  45. 45.

    https://legistar.council.nyc.gov/LegislationDetail.aspx?ID=4421149 (Local Law 97 of 2020)

  46. 46.

    https://legislature.maine.gov/legis/bills/getPDF.asp?paper=HP0042&item=4&snum=132 (LD 55, 132nd Legislature)

  47. 47.

    Per-state statutes cited above; cross-verified via the cluster article paid-sick-leave-laws-by-state

  48. 48.

    Per-state statutes cited above

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See our fact-checking methodology for the standards this report follows.

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